HLIX Ltd. shall have the right, at its sole discretion, to modify, add, or remove any terms or conditions of these Terms of Use at any time. You will be notified of any changes through a posting on the Web Site, a notification in the services, or via e-mail. Any changes shall be effective fifteen (15) days following the posting of such changes (the “New Effective Date”). The most recent version of these Terms of Use may always be found at http://www.hlix.co.uk. You agree to review these Terms of Use from time to time and agree that any subsequent use by you of the services following the New Effective Date shall constitute your acceptance of all such changes. If you do not agree to any or all of the changes, you must stop using the services immediately and notify HLIX Ltd. via e-mail at: info@hlix.co.uk

Purpose of the Web Site and Services

The Web Site is made available by HLIX Ltd. The information and/or content available in or on, or accessed or downloaded through or from, the services (“Information And Content”) are made available solely as a convenience to you for general informational purposes only and are not intended to provide specific commercial, financial, investment, accounting, tax, or legal advice. The services and all information and content is provided to you solely for your own personal, non-commercial use and not for purposes of resale, distribution, public display or performance, or any other uses by you in any form or manner whatsoever.

No Representation Regarding Content

HLIX Ltd. has used commercially reasonable efforts to obtain the most accurate and timely information available, including information and content pertaining to loan file information, all of which are complex and subject to change. Due to various factors, including the inherent possibility of human and mechanical error, HLIX Ltd. does not guarantee the accuracy, authenticity, timeliness, reliability, appropriateness, correct sequencing, or completeness of any of the information and content. You agree that all risk associated with the use of, or reliance on, any of the information and content contained in the services rests with you. You further agree that HLIX Ltd. shall not be responsible or liable, directly or indirectly, in any way for any loss or damage of any kind incurred as a result of, or in connection with your use of, or reliance on, any of the information and content.

Limited License & Permitted Uses

You are granted a non-transferable, non-exclusive, revocable license to: i)access and use the services strictly in accordance with these Terms of Use; or ii) use the services solely for internal, purposes provided that, in doing so, you do not further distribute, sell, or modify the information and content in any way, maintain all copyright and other notices contained therein. You agree that all right, title and interest (including all copyrights, trademarks, service marks, patents and other intellectual property rights) in the services, and their information and content belong to HLIX Ltd. and/or its licensors, as applicable.

Permitted Use

You must not use the HLIX website in any way that causes, or may cause, damage to the website or impairment of the availability or accessibility of the website; or in any way which is unlawful, illegal, fraudulent or harmful, or in connection with any unlawful, illegal, fraudulent or harmful purpose or activity

Restricted Access

Access to certain areas of the HLIX website is restricted. HLIX Ltd. reserves the right to restrict access to areas of the HLIX website, or indeed the HLIX whole website, at the HLIX discretion. If HLIX Ltd provide you with a user ID and password to enable you to access restricted areas of the HLIX website or other content or services, you must ensure that that user ID and password is kept confidential. HLIX Ltd may disable your user ID and password in the HLIX sole discretion without notice or explanation

User Conduct and Obligations

Your license to access and use the services is subject to the following restrictions and prohibitions on use. You agree that you shall not:

1.reproduce, copy, modify, distribute, market, display, transfer, sublicense, prepare derivative work(s) or adaptation(s) based on, sell, exchange, barter, transfer, or otherwise make available in any form or by any means;

2.provide false information about yourself to HLIX Ltd, impersonate any other person, or otherwise attempt to mislead others about your identity, your affiliation with any person or entity, or the origin of any content, message, or other communication;

3.use any automatic or manual process to collect, harvest, gather, or extract information about other visitors to or users of the services, or otherwise systematically extract data or data fields;

4.use any information and content, including but not limited to the specific data, for any purpose competitive with HLIX Ltd’s businesses which include, without limitation;

5.present, archive, cache, frame, scrape, or mirror any information and content from from any part of the services within another web site, except with express written permission from HLIX Ltd.;

6.remove, obscure, or alter any notice of HLIX Ltd’s. intellectual property rights present on or in the services, including but not limited to copyright, trademark, and/or patent notices,

7.copy, disassemble, decompile, translate, reverse engineer or otherwise reduce the services software or use any network monitoring or discovery software to determine the network and/or computer architecture, except as permitted by mandatory rules of applicable law that cannot be disapplied by contract;

8.remove, disable, defeat, or change any functionality or appearance of the services or intentionally alter the format in which data is provided by HLIX Ltd. or otherwise circumvent the services’ regular interfaces to such data;

and 9.embed or import any data provided in, on or through the services into any information services (whether or not web-based), data files, or application software, including without limitation accounting and payroll systems, except as specifically permitted in writing by HLIX Ltd.

The foregoing prohibitions expressly include, but are not limited to, the practice of “screen scraping”, or any other practice or activity the purpose of which is to obtain lists of data, portions of a database, or other lists or information from the services, in any manner or in any quantities not authorized in writing by HLIX Ltd.

Remedies for Violations

By uploading, posting, transmitting, sharing, or otherwise making available to the services any content, or submitting any materials for use on the services, you grant (or warrant that the owner of such rights has expressly granted) HLIX Ltd. or its designee, a perpetual, royalty-free, irrevocable, non-exclusive, right and license to use, reproduce, modify, adapt, publish, sublicense, translate, reformat, create derivative work(s) or adaptation(s) from, and distribute such materials or incorporate such materials into any form, medium, or technology now known or later developed, in any manner otherwise than as stated in HLIX Ltd’s Privacy Policy.

DISCLAIMER

THE SERVICES AND ALL INFORMATION AND CONTENT ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. HLIX LTD, ITS AFFILIATES, AGENTS AND/OR SUPPLIERS, OFFICERS, DIRECTORS, AND EMPLOYEES EXPRESSLY DISCLAIM ANY AND ALL WARRANTIES. HLIX LTD. DISCLAIMS ALL RESPONSIBILITY FOR, BUT NOT LIMITED TO, ANY LOSS, INJURY, CLAIM, LIABILITY, OR DAMAGE RESULTING FROM, ARISING OUT OF, OR ANY WAY RELATED TO:

i.ANY ERRORS IN OR OMISSIONS FROM THE SERVICES AND THEIR INFORMATION AND CONTENT, INCLUDING BUT NOT LIMITED TO TECHNICAL INACCURACIES AND TYPOGRAPHICAL ERRORS; —any third party web sites or applications software and content, directly or indirectly accessed through hypertext links in the service, including any errors in or omissions, or the unavailability of the services, information and content.

ii.YOUR USE OF THE SERVICES—problems or technical malfunction of any telephone network, or computer on-line systems, servers, internet access providers, computer equipment, software, or any combination including without limitation any injury or damage to your or any other person’s computer as a result of using the services; or

iii.YOUR USE OF ANY EQUIPMENT OR SOFTWARE IN CONNECTION WITH THE SERVICES: All warranties, terms and conditions, express or implied by statue, common law or otherwise, are excluded to the maximum extent permitted under applicable laws. HLIX Ltd. Does not represent or warrant that software, information and content, or materials in the services are accurate, complete, reliable, timely, current, or error-free or that the services are free of viruses or other harmful components.

You should exercise caution in the use and downloading of any information and content and use your best efforts to detect and disinfect viruses. As a visitor to the site, you acknowledge and agree that any reliance on or use by you of any information and content shall be entirely at your own risk. In no event, shall HLIX Ltd be liable for any loss, injury, claim, liability, or damage resulting from your use of the site. HLIX Ltd. shall not be liable for any direct, indirect, incidental damages without limitation, legal fees and court costs.

Service Modifications

You acknowledge and agree that HLIX Ltd. reserves the right, in its sole discretion and at any time, to modify, change, add to, terminate, or discontinue (with respect to an individual user or all users) the services and/or any associated services, information and content, or technical specifications with or without notice to you, and that HLIX Ltd. will not be responsible or liable, directly or indirectly, to you or any other person in any way for any loss or damage of any kind incurred as a result of, or in connection with, any such modification or discontinuance.

Privacy and Personal Information

Your use of the services may require you to provide information about yourself. You acknowledge that you have read and agree to all of the terms and conditions of HLIX Ltd Privacy Policy, which is located at: http://www.hlix.co.uk, and that you agree to the incorporation of the Privacy Policy into these Terms of Use.

Confidentiality and Transmissions over the Internet

The transmission of data or information (including communications by e-mail) over the Internet or other publicly accessible networks is not secure, and is subject to possible loss, interception, or alteration while in transit. Accordingly, HLIX Ltd. does not assume any liability for any damage you may experience or costs you may incur as a result of any transmissions over the Internet or other publicly accessible networks, including without limitation transmissions involving the exchange of e-mail with HLIX Ltd. containing your personal information. While HLIX Ltd. shall take commercially reasonable efforts to safeguard the privacy of the information you provide to HLIX Ltd. and shall treat such information in accordance with HLIX Ltd.’s Privacy Policy, in no event will the information you provide to HLIX Ltd. be deemed to be confidential, create any fiduciary obligations to you on HLIX Ltd’s part, or result in any liability to you on HLIX Ltd’ part in the event that such information is inadvertently released by HLIX Ltd. or accessed by third parties without HLIX Ltd’s consent.

Proprietary Rights

“HLIX”, “HLIX.CO.UK”, “HLIX.NET”, “www.hlix.eu” the HLIX Ltd. logo, and other identifying marks of HLIX Ltd. are and shall remain the trade-marks and trade names and exclusive property of HLIX Ltd, and any unauthorized use of these marks is unlawful. Other trade-marks on the services are the property of their respective owners. All content in the services, including without limitation all programs, complied binaries, interface layout, interface text, documentation, and graphics, is the copyrighted property of HLIX Ltd. and is protected by international copyright law.

Indemnification by User

You agree to indemnify, defend, and hold HLIX Ltd. and HLIX Ltd’s affiliates, business partners, officers, directors, employees, and agents harmless from any loss, liability, claim, action, suit, demand, damage, or expense (including reasonable legal fees, costs of investigation and court costs) asserted by any third party relating in any way to, or in respect of, your use of the services, any third party applications, software, or content you post or share on or through the services, or breach of these Terms of Use. HLIX Ltd. reserves the right to assume the exclusive defense and control of any matter subject to indemnification by you, which shall not excuse your indemnity obligations.

Third Party Web Sites, Content and Products and Services

You understand and acknowledge that some of the services accessible through the services are provided by third parties and may make use of the HLIX Ltd. name, logo and/or other identifying marks of HLIX Ltd.

General

These Terms of Use incorporate by reference all notices and disclaimers contained in the services, including but not limited to the Privacy Policy and, except for any agreements with HLIX Ltd. that expressly reference these Terms of Use constitute the entire agreement between you and HLIX Ltd. with respect to access to, and use of, the services. Except as specifically set forth herein, these Terms of Use supersede any prior agreements, including prior oral and/or written statements or representations not contained herein, between you and HLIX Ltd. relating to the Services. This agreement is not intended to create a partnership, joint venture or agency relationship between you and HLIX Ltd.

If any provision of these Terms of Use is invalid, illegal or unenforceable in any respect under any applicable statute or rule of law, the provision shall be deemed omitted to the extent that it is invalid, illegal or unenforceable. In such a case, the remaining provisions of these Terms of Use shall be construed in a manner as to give greatest effect to the original intention of the parties hereto. HLIX Ltd’s failure to insist upon, or enforce, strict performance of any right or provision of these Terms of Use shall not constitute or be construed or deemed to be a waiver of such right or provision in the future or a waiver of any other right or provision under these Terms of Use.

These Terms of Use shall be governed by and construed in accordance with the law of England and Wales. The courts of England and Wales will have exclusive jurisdiction to settle any dispute, which arises out of or in connection with this letter and each party agrees to submit to that jurisdiction.

Contact

If you have any questions or concerns about the Web Site, services, or these Terms of Use, please feel free to contact at info@HLIX.co.uk